How to Get Rich Quick!

Jan 18, 2017 by

What’s the secret to getting rich quick?  Drum roll please…   You don’t : (   Getting rich slowly  is the secret to financial freedom.  The secret to reaching financial freedom is doing the little things day in and day out.  This includes spending less than you make, avoiding fees as much as possible, and saving with a plan.  These are of course only a few of the things you should do, but by doing the basic fundamentals of personal finance, you will over time achieve financial freedom. Don’t be distracted by the people or companies that tell you that getting rich quick is easy.  Anyone that tells you otherwise most likely does not have your interests in mind.  If you don’t believe me, consider the words of Warren buffet in this article.  ...

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Citi Double Cash vs. Chase Sapphire Reserve...

Jan 14, 2017 by

You have no doubt heard about the Chase Sapphire Reserve credit card and its amazing sign-up bonus.  Plus with its benefits, it sounds like the perfect credit card.  But is it really?  This article will compare the Chase Sapphire Reserve with the industry leading cash back card, the Citi Double Cash. Chase Sapphire Reserve Features Unlimited 3% rewards on restaurants and travel. 1% on all other purchases. No blackout dates on reward redemption, and points never expire. Redeem points for gift cards, travel, merchandise and cash back Purchase travel from outside sites and redeem for statement credits Pay for travel with partial points 1:1 point transfer to frequent flier partners 50% bonus on travel rewards redeemed through Chase website $300 Annual travel credit $450 Annual Fee Citi Double Cash Features Unlimited 2% cash back on...

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New Year, New Goals!

Jan 1, 2017 by

2017 is upon us! Whether last year was a good one or not, we should create a new set of goals for the new year.  This is one of the most crucial steps in reaching financial freedom.  How can we reach freedom if we don’t know where we are going? Some of you may have never set a financial goal before. So, where do we start?  I’ve compiled a list of some ideas below to help get some ideas for your own goals: 1. Max out your 401(k) – take advantage of the tax advantaged investing accounts! 2.Create an emergency fund – you always want to be prepared for the unexpected expenses.   3.Payoff debt/loans – create a plan to eliminate (or reduce as much as possible) your personal debt 4.Re-evaluate your insurance – make sure...

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